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Easiest Places to Get a Money Order

Despite the technological advancements in the financial sector, many people continue to use the old-fashioned money order system. With the current technology, there are several methods you can use to send money electronically. However, money orders have remained to be a favorite mode of sending money for many people.

What is a money order?

A money order is a prepaid document given by a company and is just a step away from a check. In other words, it is a paper document with monetary value. Money orders are almost like personal checks but the only difference is that they are not linked to your bank account. They are normally written or issued to a payee such that the payee is guaranteed that the stipulated amount is available for use. Money orders normally have a monetary cap like $1,000 or $500.

When does one require a money order?

There are different scenarios when you will need a money order. Here are some of such situations:

  • When you require a funds-guaranteed way to pay someone
  • When you want to write a check without necessarily revealing your bank account information
  • When you owe someone but don’t want to walk around with cash
  • When a check is needed to settle a bill but you don’t have a bank account.

Where can I get a money order?

If you have never used a money order, it may be difficult to know where to get started. The good news is that there are different ways you can get a money order. Below are some of the places where you can request a money order:

1. Any credit union or bank

You can request a money order from almost any local bank or credit union. But you will be required to pay a fee of about $5. Another requirement is that you must have a bank account with the bank or credit union you are seeking the money order from.

2. US Postal Service

You can also walk into any post office with your money, traveler’s check, or debit card and request a money order. However, you won’t be allowed to pay for the money order using your credit card. You will also be charged a processing fee of at least $1.45 for amounts starting from one cent to $500.

3. Western Union

Western Union is another great easiest place to get a money order considering the fact that they have many locations countrywide and around the world. It’s a simple and reliable way to give money in person or send it through the mail.

4. Kroger

Kroger is a popular grocery store chain with more than 2,700 locations in the country. Their charges are as little as $0.7 but may vary depending on which state you come from. The Kroger stores run under different brand names including Fry’s King Sooper’s Smith’s among others.

5. CVS

This is another best place to request a money order. They are credible and operate in more than 9,600 locations in the United States.

In general, money orders have stood the test of time despite the technological transformation in the financial sector.

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